Integrating tax, insurance & personal planning to preserve control and future options.

Integrating Tax • Insurance • Ownership • Planning

My Integrated Approach

Whether you are deploying retained earnings, protecting what you’ve built, or planning for what comes next — every service Mary provides is designed to ensure your capital works as hard as you do, without creating problems you didn’t see coming.

Four Disciplines. One Decision.

Clarity • Coordination • Confidence
Four disciplines. One decision. Every service Mary offers draws from tax, insurance, ownership structure, and personal planning — because the best outcome for you rarely lives in just one of them.

Tax Strategy & Efficiency

Wealth Protection & Liquidity

Risk & Insurance Strategy

Estate & Succession Planning

Philanthropic Planning

Tax Strategy & Efficiency
Tax planning that accounts for where your business is going, not just where it stands today. Mary ensures your tax position supports your ownership goals, succession plans, and long-term flexibility — so you’re never trading future options for short-term savings.
Wealth Protection & Liquidity
Retained earnings that sit without a plan aren’t safe — they’re exposed. Mary helps you structure corporate capital so it remains accessible, protected, and positioned for strategic use when opportunity or obligation arises.
Risk & Insurance Strategy
The right coverage isn’t just about protection — it’s about where insurance fits within your broader corporate and personal structure. Mary ensures your risk strategy is sized and sequenced correctly, so it supports your goals rather than complicating them.
Estate & Succession Planning
What you’ve built deserves a transition plan that reflects its full value. Mary works with you well before a transition is imminent — coordinating tax, ownership, and insurance decisions so wealth transfers efficiently and on your terms.
Philanthropic Planning
Charitable giving can be one of the most tax-efficient decisions a business owner makes — when it’s structured correctly. Mary helps you give intentionally, ensuring your philanthropic goals align with your corporate structure and long-term legacy.
See how these strategies work →

Who I Work With

I work with clients who share one priority: protecting what they have built and growing it efficiently for themselves and the generations that follow.

Canadian Business Owners

Incorporated, profitable business owners accumulating retained earnings. Mary helps reduce corporate tax exposure, access capital for expansion, and create efficient exit and succession strategies that preserve what has been built.

Incorporated Professionals

Doctors, dentists, lawyers, and engineers facing high incomes and limited RRSP room. Mary designs strategies to grow wealth inside professional corporations and access tax-efficient retirement income without triggering unnecessary tax.

Affluent Families & Estates

Families with significant accumulated wealth focused on preservation — ensuring assets pass to the next generation privately, efficiently, and with minimal tax erosion at each transition.

You are likely in the right place if:

  • Your corporation has accumulated retained earnings and you’re unsure how to deploy them
  • You are approaching a significant transition — sale, succession, or retirement
  • You have tax, insurance, and planning advisors but no one coordinating the full picture
  • You want to understand the real tradeoffs before committing to a strategy
  • You value getting decisions right over getting them done quickly

This may not be the right fit if:

  • Your business is early stage or cash constrained
  • You are looking for a quick product recommendation
  • You need implementation without analysis

Not sure where to start? That’s exactly what the first conversation is for.

Book a Clarity Call